The following post is by Texas Personal Family Lawyer Dick T. Brown at his blog:

We’ve all seen those TV ads by Nationwide Insurance. The actor or actress is feeling all secure, then WHAM!!!, something totally unexpected hits like the proverbial "bolt from the blue."

Russert On the morning of Friday, June 13th, Tim Russert and I had several things in common. We both had a history of battling high cholesterol and our weight. We both saw excellent cardiologists on a regular basis, had no symptoms of coronary artery disease, and our cardiologists’ testing showed we had no significant coronary artery blockage.

I, who am a little older, got to spend the evening with my sister and her husband. Tim was dead at 58 years of age. Like those commercials say, "Life comes at you fast."

In the days since that Friday, I have done a lot of thinking about all of the people I have know for whom death or disability came suddenly and without warning. My mother and a cousin both died as a result of something unexpected happening in surgery. An old friend decided to trim a tree limb before going to work, fell backwards off his ladder, and died instantly. A wonderful doctor’s wife  friend slipped on her sidewalk one morning, fell backwards, and died of a skull fracture. I thought of a colleague who was returning from a football game with his wife and a talented your dance teacher, both of whom pulled out in front of an 18 wheeler in a moment of inattention. The list goes on.

One thing we all have in common is that we are going to die. None of us knows when that will be. And, we also share a high probability of spending some part of our life incapacitated – depending on others to make decisions and care for us. Yet most of us go on from day to day as if we were immortal, not planning for those "what ifs."

A statistic that is shocking to me is that almost 70% of the parents of minor children have not even taken the first step of naming someone to be the guardian of their children is something should happen to them. And just as many Americans of all levels of wealth have made no plans for what will happen to everything they own when they die.

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If you have not named guardians for your children, don’t go to bed tonight until you have done so. It’s easy. just CLICK HERE to go to a web site that will walk you step by step through the whole process!

If you are interested in finding out who will get your property when you die, call us at 770-425-6060 to schedule a Family Wealth Planning Session to discuss that very subject and much more. We’ll be gald to hear from you!  Our standard charge for a Family Wealth Planning Session is $750, but we will waive it for anyone who refers to this news item or contacts us through this web site.